AI-POWERED LOAN MATCHING
Smarter Loans,
Designed
Around You
Experience a seamless borrowing process in Nepal. Our intelligent platform connects you with the best rates tailored to your financial profile.
Apply Loan
About AiKo Loan
Built for Simplicity
& Transparency
6.25%
Starting APR
Competitive rates tailored to your profile, ensuring you get the most affordable financing options available.
Rated 4.9 by borrowers
Complete Transparency
No hidden fees, no surprise charges. What you see on our EMI calculator is exactly what you pay — guaranteed.
100% Secure
Bank-grade encryption protects all your data.
Fast Approval
Decision in under 2 minutes.
How It Works
The Process
01
Quick Application
Fill out our intuitive form in under 5 minutes with basic details.
02
AI-Powered Matching
Our system instantly analyzes your profile against partner criteria.
03
Check Eligibility
Review your matched offers, terms, and potential interest rates.
04
Instant Follow Up
Proceed securely to finalize your loan with the chosen provider.
Our Offerings
Loan Products
Home Loan
Interest RateFrom 8.5%
Max Amount5 Crore
Tenure30 Years
Auto Loan
Interest RateFrom 9.5%
Max Amount50 Lakh
Tenure7 Years
Gold Loan
Interest RateFrom 7.5%
Max Amount25 Lakh
Tenure3 Years
Professional Loan
Interest RateFrom 9.8%
Max Amount50 Lakh
Tenure5 Years
Consumer Electronics
Interest RateFrom 8.5%
Max Amount5 Lakh
Tenure26 Months
Business Loan
Interest RateFrom 11%
Max Amount1 Crore
Tenure10 Years